Tablizer

Convert QIF to XML Online

Paste a QIF table below, edit it if you need to, and get XML back. The conversion runs in your browser, so nothing is uploaded, there is no size limit and there is no signup.

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The output will appear here once there is a table to convert.

What QIF is

QIF is a plain text list of transactions, one field per line, each line beginning with a single letter that says which field it is. D is the date, T the amount, P the payee. A caret on its own line ends a transaction.

Quicken, and the long tail of banks and budgeting apps that still offer it because everything can read it.

What XML is

XML marks up data with nested named tags and optional attributes. It is verbose, strict about being well-formed, and can carry a schema that says what shape a document must have.

Enterprise integrations, government data feeds, RSS, SOAP services and older document formats.

What changes when you convert QIF to XML

Each block up to a caret becomes a row. Split transactions, which QIF writes as repeated S, E and $ lines, are joined into single cells rather than being spread across as many columns as the most-split transaction in the file has parts. The account type from the !Type header is added as a column.

Each row becomes an element with one child per column. Header names are rewritten where they have to be, because an XML tag cannot start with a digit or contain a space, so a column called 2024 Sales becomes _2024_Sales.

What carries over from QIF to XML

One property of the QIF has no home in XML, and it is worth knowing which before you convert.

QIF distinguishes a number from the text of a number; XML does not, so every value arrives as text and has to be re-parsed by whatever reads it next.

A worked example

Three rows of staff data, with an identifier that has a leading zero, a value containing a comma, a value containing quotes and one blank cell. Those are the four places formats disagree, so they are the four places to look.

QIF in
!Type:Bank
D01/15'26
T-42.50
N1043
PGreenfield Grocers
MWeekly shop
LGroceries
CX
^
D01/16/2026
T1,850.00
PAcme Ltd
MJanuary salary
LIncome:Salary
^
D01/18/2026
T-9.99
PStreaming service
LEntertainment
^
XML out
<?xml version="1.0" encoding="UTF-8"?>
<staff>
  <row>
    <id>007</id>
    <name>Halima Yusuf</name>
    <role>Analyst, data</role>
    <started>2024-03-15</started>
    <hours>38.5</hours>
  </row>
  <row>
    <id>012</id>
    <name>Jonah &quot;Jo&quot; Pryce</name>
    <role>Engineer</role>
    <started>2025-11-02</started>
    <hours></hours>
  </row>
  <row>
    <id>104</id>
    <name>Wei Chen</name>
    <role>Manager</role>
    <started>2023-06-30</started>
    <hours>40</hours>
  </row>
</staff>

Questions

How do I convert QIF to XML?

Paste your QIF into the box above or drop the file onto it. Check the table in the grid, then copy or download the XML from the output panel. It takes one step and the data never leaves your browser.

Why are the dates in my QIF written oddly?

Quicken writes a two-digit year after an apostrophe, so 1/15'26 means the fifteenth of January 2026. Nothing else uses that convention. The year is expanded on import, but the day and month order is left exactly as the file had it, because QIF does not record which way round it is and guessing would be wrong half the time.

Will my numbers still be numbers?

They will read the same, but XML stores them as text. Anything that sorts or sums the result will need to parse them first, and a leading zero or a currency symbol is the usual place that goes wrong.

Is there a limit on file size?

No. The work happens on your own machine, so the limit is your machine's memory rather than an upload cap. A file with tens of thousands of rows converts in a second or two.

Is my data uploaded anywhere?

No. The parsing and generating are done by JavaScript running on this page. You can watch the network tab while you convert and see that nothing is sent.

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