Tablizer

Convert OFX to Markdown Online

Paste an OFX table below, edit it if you need to, and get Markdown back. The conversion runs in your browser, so nothing is uploaded, there is no size limit and there is no signup.

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What OFX is

OFX is the format behind the Download Transactions button on your bank's website. Version 1 is SGML, where a leaf element has an opening tag and no closing one. Version 2 is real XML. QFX is Intuit's variant of the same thing with a few extra tags, which is why a .qfx file opens in Quicken and is refused by software that only knows plain OFX.

Retail banks, credit card issuers and brokerages, because it is what Quicken and Microsoft Money asked for and the industry standardised on.

What Markdown is

A Markdown table is rows of pipe-separated cells with a dashed rule under the header. Alignment is set by placing colons in that rule.

README files, GitHub issues, documentation sites, Obsidian and Notion.

What changes when you convert OFX to Markdown

Each STMTTRN block becomes a row: date, amount, type, payee, memo, cheque number and the bank's own transaction id. The account number and currency come from the statement header and are added to every row, so a file merged with another still says which account it came from. Both the SGML and the XML flavour are read the same way.

Cells are padded so the source lines up in a plain text editor, pipes inside values are escaped, and line breaks inside a cell become <br> because a Markdown table row cannot span lines.

What carries over from OFX to Markdown

OFX records 3 things about a table that Markdown has no way to hold.

OFX distinguishes a number from the text of a number; Markdown does not, so every value arrives as text and has to be re-parsed by whatever reads it next.

An empty cell and a missing one are the same thing in Markdown, so a null and an empty string in the OFX both come out blank and can no longer be told apart.

OFX can hold a value that is itself a list or an object. Markdown has only flat cells, so nested values are flattened into one cell rather than being spread across columns.

Markdown marks its header cells differently from its data cells, so the first row is written with that marker.

A worked example

Three rows of staff data, with an identifier that has a leading zero, a value containing a comma, a value containing quotes and one blank cell. Those are the four places formats disagree, so they are the four places to look.

OFX in
OFXHEADER:100
DATA:OFXSGML
VERSION:102

<OFX>
<BANKMSGSRSV1><STMTTRNRS><STMTRS>
<CURDEF>GBP
<BANKACCTFROM><ACCTID>60161331926819</ACCTID></BANKACCTFROM>
<BANKTRANLIST>
<STMTTRN>
<TRNTYPE>DEBIT
<DTPOSTED>20260115120000[0:GMT]
<TRNAMT>-42.50
<FITID>20260115001
<CHECKNUM>1043
<NAME>Greenfield Grocers
<MEMO>Weekly shop
</STMTTRN>
<STMTTRN>
<TRNTYPE>CREDIT
<DTPOSTED>20260116000000[0:GMT]
<TRNAMT>1850.00
<FITID>20260116001
<NAME>Acme Ltd
<MEMO>January salary
</STMTTRN>
<STMTTRN>
<TRNTYPE>DEBIT
<DTPOSTED>20260118000000[0:GMT]
<TRNAMT>-9.99
<FITID>20260118001
<NAME>Streaming service
</STMTTRN>
</BANKTRANLIST>
</STMTRS></STMTTRNRS></BANKMSGSRSV1>
</OFX>
Markdown out
| id  | name             | role          | started    | hours |
| --- | ---------------- | ------------- | ---------- | ----- |
| 007 | Halima Yusuf     | Analyst, data | 2024-03-15 | 38.5  |
| 012 | Jonah "Jo" Pryce | Engineer      | 2025-11-02 |       |
| 104 | Wei Chen         | Manager       | 2023-06-30 | 40    |

Questions

How do I convert OFX to Markdown?

Paste your OFX into the box above or drop the file onto it. Check the table in the grid, then copy or download the Markdown from the output panel. It takes one step and the data never leaves your browser.

What is the difference between OFX and QFX?

QFX is OFX with Intuit-specific tags added, most importantly a bank identifier that Quicken uses to decide whether it will accept the file. The transaction data is identical, which is why anything that reads OFX reads QFX. Banks often charge for the QFX version of the same download.

Can a Markdown table cell contain a line break?

Not directly. The row ends at the newline. Use a <br> tag inside the cell, which every common Markdown renderer passes through to the HTML output.

Will my numbers still be numbers?

They will read the same, but Markdown stores them as text. Anything that sorts or sums the result will need to parse them first, and a leading zero or a currency symbol is the usual place that goes wrong.

What happens to nested values?

Markdown has no nested cell, so a list or object inside a OFX value is flattened into a single cell rather than expanded into extra columns. Split it before converting if the parts need to be separate.

Is there a limit on file size?

No. The work happens on your own machine, so the limit is your machine's memory rather than an upload cap. A file with tens of thousands of rows converts in a second or two.

Is my data uploaded anywhere?

No. The parsing and generating are done by JavaScript running on this page. You can watch the network tab while you convert and see that nothing is sent.

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