Convert QFX to CSV Online

Paste a QFX table below, edit it if you need to, and get CSV back. The conversion runs in your browser, so nothing is uploaded, there is no size limit and there is no signup.

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The output will appear here once there is a table to convert.

What QFX is

OFX is the format behind the Download Transactions button on your bank's website. Version 1 is SGML, where a leaf element has an opening tag and no closing one. Version 2 is real XML. QFX is Intuit's variant of the same thing with a few extra tags, which is why a .qfx file opens in Quicken and is refused by software that only knows plain OFX.

Retail banks, credit card issuers and brokerages, because it is what Quicken and Microsoft Money asked for and the industry standardised on.

What CSV is

CSV is a text file where each line is a row and commas separate the fields. There is no type system, no formatting and no second sheet. Every value is text until something downstream decides otherwise.

Almost every database, analytics tool and spreadsheet can read and write it, which is why exports default to it.

What changes when you convert QFX to CSV

Each STMTTRN block becomes a row: date, amount, type, payee, memo, cheque number and the bank's own transaction id. The account number and currency come from the statement header and are added to every row, so a file merged with another still says which account it came from. Both the SGML and the XML flavour are read the same way.

Any value containing the delimiter, a quote or a line break gets wrapped in quotes, and embedded quotes are doubled. That is the rule in RFC 4180 and it is what spreadsheet software expects.

What carries over from QFX to CSV

OFX records 3 things about a table that CSV has no way to hold.

OFX distinguishes a number from the text of a number; CSV does not, so every value arrives as text and has to be re-parsed by whatever reads it next.

An empty cell and a missing one are the same thing in CSV, so a null and an empty string in the OFX both come out blank and can no longer be told apart.

OFX can hold a value that is itself a list or an object. CSV has only flat cells, so nested values are flattened into one cell rather than being spread across columns.

The result can be read a record at a time, and appended to by adding to the end of it. That is worth having for a table too large to hold in memory, and it means a CSV file that is cut off part way through still gives you every record before the cut.

A worked example

Three rows of staff data, with an identifier that has a leading zero, a value containing a comma, a value containing quotes and one blank cell. Those are the four places formats disagree, so they are the four places to look.

QFX in
OFXHEADER:100
DATA:OFXSGML
VERSION:102

<OFX>
<BANKMSGSRSV1><STMTTRNRS><STMTRS>
<CURDEF>GBP
<BANKACCTFROM><ACCTID>60161331926819</ACCTID></BANKACCTFROM>
<BANKTRANLIST>
<STMTTRN>
<TRNTYPE>DEBIT
<DTPOSTED>20260115120000[0:GMT]
<TRNAMT>-42.50
<FITID>20260115001
<CHECKNUM>1043
<NAME>Greenfield Grocers
<MEMO>Weekly shop
</STMTTRN>
<STMTTRN>
<TRNTYPE>CREDIT
<DTPOSTED>20260116000000[0:GMT]
<TRNAMT>1850.00
<FITID>20260116001
<NAME>Acme Ltd
<MEMO>January salary
</STMTTRN>
<STMTTRN>
<TRNTYPE>DEBIT
<DTPOSTED>20260118000000[0:GMT]
<TRNAMT>-9.99
<FITID>20260118001
<NAME>Streaming service
</STMTTRN>
</BANKTRANLIST>
</STMTRS></STMTTRNRS></BANKMSGSRSV1>
</OFX>
CSV out
id,name,role,started,hours
007,Halima Yusuf,"Analyst, data",2024-03-15,38.5
012,"Jonah ""Jo"" Pryce",Engineer,2025-11-02,
104,Wei Chen,Manager,2023-06-30,40

Questions

How do I convert QFX to CSV?

Paste your QFX into the box above or drop the file onto it. Check the table in the grid, then copy or download the CSV from the output panel. It takes one step and the data never leaves your browser.

What is the difference between OFX and QFX?

QFX is OFX with Intuit-specific tags added, most importantly a bank identifier that Quicken uses to decide whether it will accept the file. The transaction data is identical, which is why anything that reads OFX reads QFX. Banks often charge for the QFX version of the same download.

Why does my CSV open with all the data in one column?

The file uses a delimiter your spreadsheet did not expect. Exports from European locales often use semicolons because the comma is the decimal separator there. Change the delimiter in the export options and the columns split correctly.

Will my numbers still be numbers?

They will read the same, but CSV stores them as text. Anything that sorts or sums the result will need to parse them first, and a leading zero or a currency symbol is the usual place that goes wrong.

What happens to nested values?

CSV has no nested cell, so a list or object inside a OFX value is flattened into a single cell rather than expanded into extra columns. Split it before converting if the parts need to be separate.

Is there a limit on file size?

No. The work happens on your own machine, so the limit is your machine's memory rather than an upload cap. A file with tens of thousands of rows converts in a second or two.

Is my data uploaded anywhere?

No. The parsing and generating are done by JavaScript running on this page. You can watch the network tab while you convert and see that nothing is sent.

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